* {
	margin: 0;
	padding: 0;
}

body {
	font-family: Tahoma;
	font-size: 13px;
}

#wrapper {
	margin: 0 auto;
	width: 1040px;
	background-repeat: repeat-y;
}

#header {
	background-image: url(../images/header-background.gif);
	height: 111px;
}
	.header-calculator {
		background-image: url(../images/header-debtcalc.jpg);
		width: 306px;
		height: 69px;
		float: left;
		padding: 10px 0 0 10px;
	}
		.header-calculator img, .header-livechat img {
			width: 270px;
			height: 55px;
			border: 0;
		}
		.nav-home {
			padding: 20px 0 0 0;
			font-size: 11px;
			color: #FFFFFF;
		}
		.nav-home a {
			color: #FFFFFF;
			margin: 0 10px;
			font-weight: bold;
			text-decoration: none;
		}
	.header-livechat {
		background-image: url(../images/header-livechat.jpg);
		width: 351px;
		height: 69px;
		float: left;
		padding: 10px 0 0 10px;
	}
		.header-livechat img {
			width: 310px;
			height: 55px;
			border: 0;
		}	
	.header-topnav {
		background-image: url(../images/header-topnav-bg.jpg);
		width: 363px;
		height: 79px;
		float: right;
	}
		.header-topnav ul {
			margin: 13px 0 0 0;
			padding: 0;
		}
		.header-topnav ul li {
			float: left;
			list-style-type: none;
		}
		.header-topnav ul li a img {
			border: 0;
		}

#navigation {
	background-image: url(../images/navigation-bg.gif);
	height: 69px;
}
	#navigation ul {
		margin: 0;
		padding: 0;
	}
	#navigation ul li {
		list-style-type: none;
		float: left;
	}
	#navigation ul li a img {
		border: 0;
		margin-right: 20px;
	}

#banner {
	background-image: url(../images/banner-bg.jpg);
	height: 238px;
}

#banner2 {
	background-image: url(../images/banner2-bg.jpg);
	height: 238px;
}

#banner3 {
	background-image: url(../images/banner3-bg.jpg);
	height: 238px;
}

#banner4 {
	background-image: url(../images/banner4-bg.jpg);
	height: 238px;
}

#content {
	background-image: url(../images/content-bg.jpg);
	background-position: bottom;
	background-repeat: no-repeat;
	padding-top: 30px;
}
	#main-content {
		background-image: url(../images/content-divider.png);
		background-repeat: no-repeat;
		background-position: top right;
		width: 710px;
		float: left;
		padding: 0 20px 30px 20px;
	}
		#main-content h1 {
			font-family: Tahoma;
			text-align: center;
			font-size: 27px;
			font-weight: normal;
			margin-bottom: 20px;
			padding: 20px 0 10px 0;
			border-bottom: 1px solid #CCCCCC;
		}
		#main-content p {
			line-height: 20px;
			margin-bottom: 8px;
			text-align: justify;
			padding-right: 20px;
		}
		#callform {
			background-image: url(../images/callform.png);
			position: relative;
			width:613px;
			height:100px;
			z-index:200;
			left: 168px;
			top: -10px;
		}
	#sidebar {
		width: 282px;
		float: right;
	}
		#consultation-form {
			background-image: url(../images/sidebar2-cf-bg.png);
			height: 369px;
			margin-bottom: 10px;
		}

#bottom-navigation {
	background: url(../images/bottom-navigation-bg.jpg);
	height: 68px;
}

	#bottom-navigation ul {
		margin: 0;
		padding: 20px 0 0 130px;
	}
	
	#bottom-navigation ul li {
		list-style-type: none;
		font-size: 20px;
		display: inline;
	}
	#bottom-navigation ul li a {
		color: #FFFFFF;
		text-decoration: none;
		margin: 0 75px;
	}
	/*
	.bottom-nav-01 {
		background-image: url(../images/bottom-nav-01.gif);
		height: 53px;
		width: 162px;
		float: left;
		padding: 15px 0 0 110px;
	}
	.bottom-nav-02 {
		background-image: url(../images/bottom-nav-02.gif);
		height: 53px;
		width: 202px;
		float: left;
		padding: 15px 0 0 50px;
	}
	.bottom-nav-03 {
		background-image: url(../images/bottom-nav-03.gif);
		height: 53px;
		width: 170px;
		float: left;
		padding: 15px 0 0 50px;
	}
	.bottom-nav-04 {
		background-image: url(../images/bottom-nav-04.gif);
		height: 53px;
		width: 239px;
		float: left;
		padding: 15px 0 0 50px;
	}
		.bottom-nav-01 img, .bottom-nav-02 img, .bottom-nav-03 img, .bottom-nav-04 img {
			width: 130px;
			height: 40px;
			border: 0;
		}
	*/
#footer {
	background-color: #FFFFFF;
	padding: 30px 0 50px 0;
	text-align: center;
}
	#footer p {
		font-size: 12px;
		margin-bottom: 12px;
	}
	#footer p a img  {
		margin: 0 10px;
		border: 0;
	}	
	#footer p a {
		color: #000000;
		margin: 0 7px;
	}
	

.clearboth {
	clear: both;
}

.scroller {
	overflow: auto;
	height: 660px;
	padding-right: 20px;
}

.highlight {
	background-color: #fcf4eb;
	color: #876640;
	padding: 3px 2px;
	font-size: 13px;
	font-weight: bold;
}

.bullet01, .ordered {
	margin: 0 0 5px 40px;
	padding: 0;
}
	.bullet01 li {
		list-style-image: url(../images/bullet-check.gif);
		margin-bottom: 7px;
	}
	
	.ordered li {
		line-height: 20px;
		margin-bottom: 7px;
	}
	

.latestnews-link {
	color: #000000;
	font-size: 11px;
	font-weight: bold;
	padding-right: 20px;
	text-decoration: none;
}

.latestnews-link:hover {
	text-decoration: underline;
}

.orcall {
	position: relative;
	width:655px;
	height:80px;
	z-index:102;
	top: 0px;
	left: 20px;
}

.footerlogo {
	text-align: center;
}	
	
	
.return-top	{
	margin: 0 0 0 570px;
	font-size: 10px;
	color: #000099;
	text-transform: uppercase;
}
.return-top:hover {
	text-decoration: underline;
}


#alphabet {
	margin-bottom: 10px;
}
	#alphabet a {
		color: #003300;
		text-decoration: none;
		font-weight: bold;
		margin: 0 7px;
	}