Emilio Francisco & Associates, LLP - Attorney At Law

Debt Negotiation

The current condition of the economy has made it more difficult for anyone to keep up with their ever-increasing expenditures. Reports have shown a dramatic increase in the number of foreclosures during the past year and more people are looking for other solutions to their financial worries.

One of these solutions is debt negotiation – an appealing financial solution for both creditors and borrowers. By undergoing this process, the borrower may avoid long-standing blemish on their credit report and the lender [may recover] at least a portion of his investment.

While bankruptcy remains an option for some people, moving forward with it without exploring alternatives can only yield to highly damaging repercussions on your credit standing. Unlike bankruptcies, however, credit debt negotiations do not appear in public records and often results only into very minimal credit damage. Debt negotiation may make it easier for you to bounce back to a favorable financial standing.

Helping consumers avoid filing for bankruptcy and avoid foreclosure proceedings is our area of expertise. As this area of the law is extremely complex, you will need a law firm that deals with it on a regular basis. The Debt Reduction Law Center’s lawyer's specifically only handle debt negotiation settlement cases, so clients can rest knowing that some of the most experienced attorneys in the country are handling their case.

We also offer detailed information about the Fair Debt Collection Practices Act and the Fair Credit Reporting Act among other debt management tips and tools to help you begin your road to a fresh new life.

Our debt negotiation services may give you the immediate protection you need now, plus help you find the best path to a financially stable future. Consult with our lawyers now about your best financial options and debt reduction plan.